Protect your Business with HMRC Investigation Insurance

Have the peace of mind of insuring yourself with our affordable HMRC investigation insurance.

Illustration of three overlapping digital cards or screens, with icons representing user profile and settings, in shades of blue and orange.

Why do you need Tax investigation insurance

Being the subject of a tax investigation or enquiry by HMRC can be a stressful and worrying experience. We have a wealth of experience in dealing with HMRC investigations, whether they are enquiries into an individual’s Tax Return, more detailed enquiries into a company’s affairs or employer-related investigations into PAYE and P11d compliance. If you are the subject of an investigation, we can provide expert help and support.

With the increased risk of such investigations it may be worth considering taking out our annual insurance policy to protect you and your business from unexpected costs; an investigation will undoubtedly result in additional accountancy work being undertaken. The amount of work will depend upon the complexity of the case but the cost could be substantial.

HM Revenue & Customs logo with crown symbol on a teal background.

more information on HMRC Investigations

HMRC Investigations are formal inquiries carried out by Her Majesty’s Revenue and Customs (HMRC) into the tax affairs of individuals, businesses, or organisations to ensure compliance with UK tax laws. These investigations can be triggered at random, by discrepancies in tax returns, or through targeted campaigns focusing on specific industries or types of tax. The process can range from a straightforward enquiry into a single tax return to an in-depth review of financial records, accounts, and business practices spanning several years. For those subject to investigation, the experience can be time-consuming, stressful, and costly, often requiring the assistance of accountants, legal advisers, and tax specialists.

Reasons to take out HMRC Investigation Insurance:

Covers Professional Fees: Investigation insurance covers the often substantial costs of accountants, tax specialists, and legal advisors needed to manage your case.

Peace of Mind: Knowing you’re protected financially allows you to focus on running your business without the added stress of potential unexpected professional fees.

Access to Expert Support: Many policies give you access to experienced professionals who understand HMRC processes and can manage the investigation efficiently on your behalf.

Protects Cashflow: An unexpected HMRC enquiry can lead to significant unplanned expenses — insurance ensures you don’t have to divert funds from other areas of your business.

Covers a Wide Range of Enquiries: Most policies cover full and aspect enquiries into corporation tax, income tax, VAT, PAYE, and CIS returns, providing broad protection.

Increases Confidence in Compliance: Knowing you have professional support if needed can encourage proactive and confident tax management.